ON-DEMAND FINANCIAL PLANNING WEBINAR  

Leaving Dow?
Tax, Benefit, and Retirement Decisions to Review Before You Exit

Professional reviewing retirement planning documents at organized deskRetiring in the next 6-24 months, separating from Dow with a severance, or weighing your next move? Your exit date can affect more than your final paycheck.  

Choosing the wrong exit date could affect your pension options, tax picture, healthcare coverage, equity awards, deferred compensation, and long-term retirement income. 

As you approach your transition from Dow, several decisions can start to overlap: 

  • Coordinating your 401(k) payouts, pension elections, company stock, healthcare, and tax decisions into one retirement income plan,

  • How interest rates and pension payout decisions may affect your retirement income strategy,

  • Unforeseen tax consequences from non-qualified plan payouts when you leave the company,

  • Thinking through your Dow ESP 401(k), including contribution limits, getting the full company match, and withdrawal rules so you can keep more of what you’ve saved,

  • Why state residency matters for timing and taxes if you leave as a Texas resident versus a Michigan one, and 

  • How income stacking from pension payments, deferred compensation, stock, vacation payouts, and other income can affect your tax picture. 

These decisions are rarely isolated and often intersect in surprising ways. The date you choose, the order you take income, and the way you coordinate your benefits may affect your flexibility, tax exposure, and retirement income strategy for years to come. 

This webinar may be especially helpful if you are:  

  • Considering whether to retire sooner than planned 

  • Evaluating a potential severance or career transition 

  • Unsure how your Dow pension options work 

  • Concerned about taxes in the year you leave 

  • Planning for healthcare coverage before Medicare or qualifying for the RHCAP 

For many Dow professionals, the challenge is not being ready to leave. It is knowing you’ve made strategic decisions to make the most of what you’ve earned. Watch the webinar by filling out the form. 


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Presented by Willis Johnson Wealth, fee-only fiduciary advisors simplifying financial planning for Dow professionals' retirement, tax, and employee benefit decisions.